All the Lydia advantages

  • A French IBAN
  • A Visa Debit card
  • Compatible with Apple Pay and Google Pay
  • Instant and free bank transfers
  • Money pots with no commission
  • Ephemeral Internet cards
  • Shared accounts for two or ten
  • Instant loans
  • Undoubtedly the most beautiful and efficient banking app

Insurance worthy of the best credit cards

For spending and travelling with peace of mind

  • Fraud insurance for payments and Internet purchases
  • Travel insurance in the event of cancellations, interruptions, delays or accidents
  • Repatriation insurance and medical assistance abroad
  • Winter sports insurance in the event of an accident
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Limits that won't block you

For more freedom and

  • Spending limit increased to 50,000€ per month
  • Up to 1,000€ in withdrawals free of charge, even abroad
  • 10 active Internet cards
  • 2 black Visa cards
  • 3% cashback on gift cards

Treat yourself to a personal assistant

Ask for
whatever you want

Book a restaurant, find a last-minute gift idea, or organise a move... All these things that you will no longer have to worry about thanks to our concierge service.

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Exclusive features

All this at
 the best price

Year 2 months for free!
7.90€per month
79.00€per year
Try Lydia Black

Your current account
with Lydia

With the Lydia Blue and Lydia Black offers, you will be able to benefit from the reinvented Lydia current account

Discover your new current account
current account blog

More essential