Lydia Black

All the Lydia advantages

A French IBAN
A Visa Debit card
Compatible with Apple Pay and Google Pay

Instant and free bank transfers
Money pots with no commission
Ephemeral Internet cards

Shared accounts for two or ten
Instant loans
Undoubtedly the most beautiful and efficient banking app

Insurance worthy of the best credit cards

For spending and travelling with peace of mind

Fraud insurance for payments and Internet purchases
Travel insurance in the event of cancellations, interruptions, delays or accidents
Repatriation insurance and medical assistance abroad
Winter sports insurance in the event of an accident

Limits that won't block you

For more freedom and
advantages

Spending limit increased to 50,000€ per month
Up to 1,000€ in withdrawals free of charge, even abroad
10 active Internet cards
2 black Visa cards
3% cashback on Amazon.fr gift cards

Treat yourself to a personal assistant

Ask for
whatever you want

Book a restaurant, find a last-minute gift idea, or organise a move... All these things that you will no longer have to worry about thanks to our concierge service.

Exclusive features

A customisable card

A nickname, a motto, a message… Personalise your card and make it unique !
Black Lydia Icon

An exclusive app icon for all Lydia Black users.
Phone support

Privileged phone assistance for all Lydia Black users.
Lydia lottery boosted

We double the winnings of all Lydia Black winning Lydia lottery users.
0.5% interest to charities

Instead of 0.3% interest for Lydia Blue, to the charity of your choice.
And even more novelty to come...