Checking account 
Shared accounts 
Remunerated account 
Investing 
Lydia cards 
Internet cards 
Mobile payment 
Instant loan 
Pay a friend 
Moneypots 
Lydia roulette 
Cashback
The super-app,
for your money
Manage all your money easily, with a single app, without having to leave your bank.
The benchmark for payments between friends
Lydia has made payments and reimbursements so easy that it has become a new verb for millions of French people, who say “I’ll Lydia you” ® pour dire “I’ll send you money”.
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Pay a contact or send money using a phone number or QR code
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Request a refund directly or share a bill
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Collect money for an event with money pots optimised for mobile
The perfect
checking account
With Lydia, you benefit from a current account with a French IBAN and a Visa card to manage all your daily expenses. Free transactions abroad, savings with interest at 0.6%, secure Internet payments, express loans: everything is at your fingertips, directly from your Lydia application.
Instant transfers
See moreAll bank transfers issued by Lydia are instant by default. With a Lydia Blue or Lydia Black subscription, they are free and unlimited.
Free payments abroad
See moreIn Europe or on the other side of the world, the Lydia Visa card is the best way to pay commission-free, even in foreign currencies. And for Lydia Blue and Lydia Black users, withdrawals are free.
Contactless and limitless mobile payments
See morePay contactless and securely all the time with your mobile thanks to Apple Pay and Google Pay. Use the Lydia QR code where the card is not accepted.
Small loan credit
See moreIf you ever need a loan, you’ll have the answer within a minute. From €100 up to €3,000, simply and with no unwelcome surprises, at a fair price.
Enhanced internet security
See moreTo completely secure your purchases on the internet, and in addition to the 3DS, you will love the ephemeral Lydia Visa cards which destroy themselves after each payment.
Investing solution
See moreInvest starting from 1€ in cryptocurrencies, European and American companies or metals. Investing is open 24/7.
1 in 1,000 chance of having every payment refunded
See moreEvery hour, Lydia lottery spins and stops randomly on a trade. The lucky one sees his payment refunded, without limit of amount.
0.5% interest for charities
See moreLydia gives to a charity of your choice interests calculated on all your Lydia accounts (main account, sub-accounts, and even moneypots).
Remunerated saving solution
See moreWithin 2 minutes, benefit from a remunerated account at 0.6% and capped at € 1,000,000, directly from the application. Your money is protected by the deposit guarantee: you save with peace of mind.
An interface made for you, for all your accounts
Lydia is an alternative to traditional banking apps for anyone who wants an innovative design, and a unique mobile app to track all your money at a glance and move it with a gesture.
Clearer, its interface is also completely customizable. Cards, accounts and receipts can be differentiated and illustrated with photos to be more beautiful and better organized.
A selection of innovative
financial services
Lydia lists the best banking, insurance, and startup services that will save you time and money, or are just one one of a kind, so you don’t have to search and compare.
I want to use Lydia
1 month free ! -
Simplify some payments between friends
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Send some bank transfers instantly
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Use as secondary account (weekend, trips)
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Keep an eye on all your accounts and transfer money when I’m in the red
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Create cheap online money pots
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Secure some of my internet payments
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Simplify all my payments between relatives
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Send all bank transfers instantly
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My new checking account
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Follow and control all my accounts from a single screen
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Create money pots for free
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Pay securely on the internet with virtual internet cards
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Black Visa Debit card
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Travel insurance, winter sports, and medical assistance abroad
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Online purchase protection
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Phone line support
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Concierge service by text
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Lydia roulette earnings multiplied by 2
