Pricing & Limits

This new pricing and fair limits are applicable to every user since September 30, 2020. 
Click here to read the previous version.

Pricing

Lydia Lydia Blue
Monthly Subscription
€0
€4.90
Lydia plastic card
€5
Free (then 5€)
Other fees:
  • Money collected through Cagnotte.me money pot service is charged 2.9%, regardless of user’s subscription;
  • €30 per Lydia card chargeback event after the 10th incident within a year;
  • €20 per unpaid or rejected bank transfer incident;
  • €99 per infringement to our Terms and Conditions;
  • €30 Inactivity Fee, within the limit of user’s account balances  (read article 6 of the T&Cs);
  • €99 per seizure incident ordered by a bailiff (within the limit of user’s account balances);
  • 10% of the amount seized in the payment account (and €100 maximum) per administrative seizure;
  • other fees may apply if you do not have a "reasonable" use (cf. article 14 of the T&Cs).

Limits

Lydia Lydia Blue
Number of transactions (1) /month
20
Unlimited
billed 1% above
Number of ATM withdrawals /month
1
3
billed 1% above
Amount withdrawable from the ATM /month
€250
€500
billed 1% above
Sum cash-out  /month (1)
€1 000
€5 000
billed 1% above
Number of Lydia plastic cards
1
1
Number of Internet cards /month (2)
3 created and 1 active
20 created and 5 active
billed 0.5 by Internet card creation above
Number of devices with a Lydia digitized card
1
1
Top-up by card /month
3 for a total of €200
3 for a total of €200
billed 1% above
Number of payment source changes after payment with a bank card /month
1
5
billed 1% above
(1) All outgoing payments, wires, top-up, money transfers, done with the Lydia app, the Lydia IBAN or Lydia cards.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
Fees are billed with a minimum of €0.10. ATM fees are billed with a minimum of €1.  
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
Unverified users have additional or more restrictive limits:
  • Maximum amount stored on a Lydia payment account within 30 days: €250;
  • Maximum amount sent with a Lydia payment account within 30 days: €250.

Pricing

Price
Lydia
€0
Lydia Blue
€4.90
Lydia plastic card
Lydia
€5
Lydia Blue
Free (then €5)
Other fees:
  • Money collected through Cagnotte.me money pot service is charged 2.9%, regardless of user’s subscription;
  • €30 per Lydia card chargeback event after the 10th incident within a year;
  • €20 per unpaid or rejected bank transfer incident;
  • €99 per infringement to our Terms and Conditions;
  • €30 Inactivity Fee, within the limit of user’s account balances  (read article 6 of the T&Cs);
  • €99 per seizure incident ordered by a bailiff (within the limit of user’s account balances);
  • 10% of the amount seized in the payment account (and €100 maximum) per administrative seizure;
  • other fees may apply if you do not have a "reasonable" use (cf. article 14 of the T&Cs).

Limits

Number of transactions /month (1)
Lydia
20
Lydia Blue
Unlimited
Billed 1% above
Number of ATM withdrawals /month
Lydia
1
Lydia Blue
3
Billed 1% above
Amount withdrawable from the ATM /month
Lydia
€250
Lydia Blue
€500
Billed 1% above
Cash-out  /month(1)
Lydia
€1 000
Lydia Blue
€5 000
Billed 1% above
Number of plastic Lydia cards
Lydia
1
Lydia Blue
2
Number of Internet cards /month (2)
Lydia
3 created and 1 active
Lydia Blue
20 created and 5 active
Billed €0,5 by Internet card creation above
Number of devices with a Lydia digitized card
Lydia 
1
Lydia Blue
1
Top-up by card /month
Lydia
3 for a total of €200
Lydia Blue
3 for a total of €200
Billed 1% above
Number of payment source changes after payment with a bank card /month
Lydia 
1
Lydia Blue
5
Billed 1% above
(1) All outgoing payments, wires, top-up, money transfers, done with the Lydia app, the Lydia IBAN or Lydia cards. 
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
Fees are billed with a minimum of €0.10. ATM fees are billed with a minimum of €1. 
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
Unverified users have additional or more restrictive limits:
  • Maximum amount stored on a Lydia payment account within 30 days: €250;
  • Maximum amount sent with a Lydia payment account within 30 days: €250.