The super-app,
for your money

Manage all your money easily, with a single app, without having to leave your bank.

The benchmark for payments between friends

Lydia has made payments and reimbursements so easy that it has become a new verb for millions of French people, who say “I’ll Lydia you” ® pour dire “I’ll send you money”.

Pay a contact or send money using a phone number or QR code
Request a refund directly or share a bill
Collect money for an event with money pots optimised for mobile

Transactions are instant and guaranteed and if you have the app the recipient does not need Lydia for it to work.

The perfect
checking account

With Lydia, you benefit from a current account with a French IBAN and a Visa card to manage all your daily expenses. Free transactions abroad, savings with interest at 0.6%, secure Internet payments, express loans: everything is at your fingertips, directly from your Lydia application.

Instant transfers and free

All bank transfers issued by Lydia are instant by default, and at no additional cost.

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Free card abroad

In Europe or on the other side of the world, the Lydia Visa card is the best way to pay or withdraw money, commission-free, even in foreign currencies.

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Contactless and limitless mobile payments

Pay contactless and securely all the time with your mobile thanks to Apple Pay and Google Pay. Use the Lydia QR code where the card is not accepted.

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Small loan credit

If you ever need a loan, you’ll have the answer within a minute. From €100 up to €3,000, simply and with no unwelcome surprises, at a fair price.

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Enhanced internet security

To completely secure your purchases on the internet, and in addition to the 3DS, you will love the ephemeral Lydia Visa cards which destroy themselves after each payment.

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Real time alerts

As soon as a transaction occurs on your account, your balance and history are updated. You can receive notifications, if you want, so you can never go into the red without knowing it.

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1 in 1,000 chance of having every payment refunded

Every hour, Lydia lottery spins and stops randomly on a trade. The lucky one sees his payment refunded, without limit of amount.

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0.5% interest for charities

Lydia gives to a charity of your choice interests calculated on all your Lydia accounts (main account, sub-accounts, and even moneypots).

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Remunerated saving solution

Within 2 minutes, benefit from a remunerated account at 0.6% and capped at € 1,000,000, directly from the application. Your money is protected by the deposit guarantee: you save with peace of mind.

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An interface made for you, for all your accounts

Lydia is an alternative to traditional banking apps for anyone who wants an innovative design, and a unique mobile app to track all your money at a glance and move it with a gesture.

Clearer, its interface is also completely customizable. Cards, accounts and receipts can be differentiated and illustrated with photos to be more beautiful and better organized.

The information displayed is that of your bank with which Lydia is synchronized. But you can also create as many new accounts as you want, to save money with our paid savings solution, for example, or to better share as a couple or with your groups of friends.

A selection of innovative
financial services

Lydia lists the best banking, insurance, and startup services that will save you time and money, or are just one one of a kind, so you don’t have to search and compare.