Pay a friend
Lydia cards
Mobile payment
Shared accounts 
Moneypots
Donations
Instant loan
Checking account 
The super-app,
for your money
Receive, spend and manage all your money more simply, all in a single app, without leaving your bank.
The benchmark for payments between friends
Lydia has made payments and reimbursements so easy that it has become a new verb for millions of French people, who say “I’ll Lydia you” ® pour dire “I’ll send you money”.
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Pay a contact or send money using a phone number or QR code
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Request a refund directly or share a bill
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Collect money for an event with money pots optimised for mobile
An interface made for you, for all your accounts
Lydia is an alternative to top banking apps, for those who want superior design, and a unique mobile app, to track all their money with a glance and move it with a gesture.
Its interface is completely customisable. Cards, accounts and receipts can be differentiated and illustrated with photos to be more beautiful and better organised.
The perfect
checking account
Lydia also includes an account with a French IBAN and a Visa Debit card, which you can use as a secondary account for your vacation spending and internet payments, but it would be a shame not to take advantage of its benefits for all your payments.
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Real time alerts
See moreAs soon as a transaction occurs on your account, your balance and history are updated. You can receive notifications, if you want, so you can never go into the red without knowing it.
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Free card abroad
See moreIn Europe or on the other side of the world, the Lydia Visa card is the best way to pay or withdraw money, commission-free, even in foreign currencies.
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Contactless and limitless mobile payments
See morePay contactless and securely all the time with your mobile thanks to Apple Pay and Google Pay. Use the Lydia QR code where the card is not accepted.
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Small accelerated credit
See moreIf you ever need a loan, you’ll have the answer within a minute. From €100 up to €3,000, simply and with no unwelcome surprises, at a fair price.
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Enhanced internet security
See moreTo completely secure your purchases on the internet, and in addition to the 3DS, you will love the ephemeral Lydia Visa cards which destroy themselves after each payment.
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Instant transfers
See moreAll bank transfers issued by Lydia are instant by default, and at no additional cost.
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Lydia lottery
See moreEvery hour, Lydia lottery spins and stops randomly on a trade. The lucky one sees his payment refunded, without limit of amount.
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0.5% interest for charities
See moreLydia gives to a charity of your choice interests calculated on all your Lydia accounts (main account, sub-accounts, and even moneypots).
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And even more new things
to discover soon...
A selection of innovative financial services
Lydia lists the best banking, insurance, and startup services that will save you time and money, or are just one one of a kind, so you don’t have to search and compare.
I want to use Lydia
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Simplify some payments between friends
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Send some bank transfers instantly
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Use as secondary account (weekend, trips)
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Keep an eye on all your accounts and transfer money when I’m in the red
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Create cheap online money pots
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Secure some of my internet payments
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Simplify all my payments between relatives
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Send all bank transfers instantly
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My new checking account
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Follow and control all my accounts from a single screen
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Create money pots for free
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Pay securely on the internet with virtual internet cards
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Black Visa Debit card
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Travel insurance, winter sports, and medical assistance abroad
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Online purchase protection
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Phone line support
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Concierge service by text
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Lydia roulette earnings multiplied by 2
