Pricing & limits
Everything you need to know about current limits to the use of Lydia will be referenced inside that page.
Lydia app
Lydia Free account | Verified Lydia Free account | Premium account | Verified Premium account | ||||||
---|---|---|---|---|---|---|---|---|---|
Maximum amount that can be received on your Lydia account over a 365 days period |
€2,500
£2,000
|
€50,000
£40,000
|
€2,500
£2,000
|
€50,000
£40,000
|
|||||
Maximum aggregated amount held by Lydia |
€250
£200
|
€15,000
£12,000
|
€250
£200
|
€15,000
£12,000
|
|||||
Maximum amount spent using a Lydia balance over a 30 days period |
€250
£200
|
€10,000
£8,000
|
€250
£200
|
€10,000
£8,000
|
|||||
Maximum amount that can be received on a Lydia account from a payment card over a 30 days period |
€250
£200
|
€10,000
£8,000
|
€250
£200
|
€10,000
£8,000
|
|||||
Maximum amount that can be sent to an individual using a bank card saved on Lydia over a 30 days period |
€250
£200
|
||||||||
Maximum number of transfers from a bank account linked to Lydia to another one that does not belong to the same user
|
10 / month
|
50 / month
€0.20 per transfer beyond
|
|||||||
Maximum number of transfers from a Lydia account to a bank account that does not belong to the same user |
0
|
1 / month
|
0
|
50 / month
€0.20 per transfer beyond
|
|||||
Maximum number of cards that can be saved on Lydia |
2
|
Unlimited
|
|||||||
Types of cards that can be saved on Lydia |
Personal cards
|
Personal and business cards
|
|||||||
Monthly limit to the "Change payment source" feature |
|
||||||||
Maximum amount that can be topped up to a Lydia account, using a bank card, over a 30 days period |
€100
£100
|
€200
£200
|
€400
£400
|
||||||
Maximum number of top-ups to a Lydia account, using a bank card, over a 30 days period |
3
|
5
|
|||||||
Lydia account URL and online page |
0
|
Unlimited
|
- Users can link a maximum of 20 bank accounts to Lydia.
- Lydia Free users can make a maximum of 100 transfers from their Lydia account to their own bank account, within the limit of 3 different bank accounts used per year.
- Lydia Premium users can make a maximum of 100 transfers from their Lydia account to their own bank account, within the limit of 100 different bank accounts used per year.
Lydia cards
Free account | Premium account | |||||
---|---|---|---|---|---|---|
Payments |
|
|||||
Withdrawals |
|
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Internet card creation |
|
|||||
Number of active Internet cards |
|
|||||
Number of physical Lydia card |
5 cards
|
Note 2: Businesses and ATMs accepting the card are shown on Mastercard's website.
Note 3: Lydia users are limited to 5 payment rejections per month for the following reasons: "deactivated card" or "insufficient funds". Beyond this limit, every rejection will be billed €/£0.20.
Note 4: users can block a maximum of 10 transactions per year. Every transaction blocked will cost users €/£30 beyond that limit.
Cagnotte.me
Maximum amount per contribution |
€1,000
£800
|
|
Number of active money pots per user |
5
|
Pricing
Lydia Free | Lydia Premium | Cagnotte.me | ||
---|---|---|---|---|
Monthly fees |
€0.00
|
€2.99
|
n.a.
|
|
Lydia Card |
€5.00 per card ordered, for its creation and its delivery
|
n.a.
|
||
Lydia card fees abroad |
0% fees on payments in every currency outside the eurozone. 0% fees on withdrawals in every currency outside the eurozone (2% fees beyond €500 withdrawn per rolling month).
|
n.a.
|
||
Other fees |
€20 admin fees for unpaid or rejected transfers.
€99 fees for every Lydia Terms and Conditions violation or legal infringement. Other fees may be applied if you don't have a "reasonable" use of Lydia app. |
1.9% of the amount collected when withdrawing
|
||
Inactivity fees |
€30 per year
|
n.a.
|
Lydia app
Maximum amount that can be received on your Lydia account over a 365 days period | |
---|---|
Lydia account |
€2,500
£2,000
|
Verified Lydia account |
€50,000
£40,000
|
Lydia Premium |
€2,500
£2,000
|
Verified Premium account |
€50,000
£40,000
|
Maximum aggregated amount held by Lydia | |
---|---|
Lydia account |
€250
£200
|
Verified Lydia account |
€15,000 €
£12,000
|
Lydia Premium |
€250
£200
|
Verified Premium account |
€15,000
£12,000
|
Maximum amount spent using a Lydia balance over a 30 days period | |
---|---|
Lydia account |
€250
£200
|
Verified Lydia account |
€10,000
£8,000
|
Lydia Premium |
€250
£200
|
Verified Premium account |
€10,000
£8,000
|
Maximum amount that can be received on a Lydia account from a payment card over a 30 days period | |
---|---|
Lydia account |
€250
£200
|
Verified Lydia account |
€10,000
£8,000
|
Lydia Premium |
€250
£200
|
Verified Premium account |
€10,000
£8,000
|
Maximum amount that can be sent to an individual using a bank card saved on Lydia over a 30 days period | |
---|---|
Lydia account |
€250
£200
|
Verified Lydia account |
€250
£200
|
Lydia Premium |
€250
£200
|
Verified Premium account |
€250
£200
|
Maximum number of transfers from a bank account linked to Lydia to another one that does not belong to the same user | |
---|---|
Lydia account |
10 / month
|
Verified Lydia account |
10 / month
|
Lydia Premium |
50 / month
€0.20 per transfer beyond
|
Verified Premium account |
50 / month
€0.20 per transfer beyond
|
Maximum number of transfers from a Lydia account to a bank account that does not belong to the same user | |
---|---|
Lydia account |
0
|
Verified Lydia account |
1 / month
|
Lydia Premium |
0
|
Verified Premium account |
50 / month
€0.20 per transfer beyond
|
Maximum number of cards that can be saved on Lydia | |
---|---|
Lydia account |
2
|
Verified Lydia account |
2
|
Lydia Premium |
Unlimited
|
Verified Premium account |
Unlimited
|
Types of cards that can be saved on Lydia | |
---|---|
Lydia account |
Personal cards
|
Verified Lydia account |
Personal cards
|
Lydia Premium |
Personal and business cards
|
Verified Premium account |
Personal and business cards
|
Monthly limit to the "Change payment source" feature | |
---|---|
Lydia account |
3 / month
|
Verified Lydia account |
3 / month
|
Lydia Premium |
10 / day
100 / month |
Verified Premium account |
10 / day
100 / month |
Maximum amount that can be topped up to a Lydia account, using a card, over a 30 days period | |
---|---|
Lydia account |
100 €
100 £
|
Verified Lydia account |
200 €
£200
|
Lydia Premium |
400 €
400 £
|
Verified Premium account |
400 €
400 £
|
Maximum number of top-ups to a Lydia account, using a card, over a 30 days period | |
---|---|
Lydia account |
3
|
Verified Lydia account |
3
|
Lydia Premium |
5
|
Verified Premium account |
5
|
Lydia account URL | |
---|---|
Lydia account |
0
|
Verified Lydia account |
0
|
Lydia Premium |
Unlimited
|
Verified Premium account |
Unlimited
|
- Users can link a maximum of 20 bank accounts to Lydia.
- Lydia Free users can make a maximum of 100 transfers from their Lydia account to their own bank account, within the limit of 3 different IBANs used per year.
- Lydia Premium users can make a maximum of 100 transfers from their Lydia account to their own bank account, within the limit of 100 different IBANs used per year.
Lydia cards
Payments | |
---|---|
Free user |
10 payments/month, for a maximum amount of €300
|
Premium user |
100 payments/month, for a maximum amount of €2,000/day or €3,000/week
|
Payments are blocked beyond this limit |
Withdrawals | |
---|---|
Free user |
1 withdrawal/month, for a maximum amount of €300
Withdrawals are blocked beyond this limit
|
Premium user |
10 withdrawals/month, for a maximum amount of €500/month
2% fees (€1 minimum) beyond this limit.
|
Internet card creation | |
---|---|
Free user |
1 card / month
|
Premium user |
10 cards / month
|
€0.40 / card created beyond this limit, within 40 cards created / month maximum. |
Number of Internet cards | |
---|---|
Free user |
1 card
|
Premium user |
30 cards
|
Card creation blocked beyond this limit. |
Number of physical Lydia cards | |
---|---|
Free user |
5
|
Premium user |
5
|
Cagnotte.me
Maximum amount per contribution |
€1,000
£800
|
Number of active money pots per user |
5
|
Pricing
Monthly fees | |
---|---|
Lydia Free |
€0.00
|
Lydia Premium |
€2.99
|
Cagnotte |
n.a.
|
Lydia card | |
---|---|
Lydia Free
Lydia Premium
|
€5.00 per card, for its creation and its delivery
|
Cagnotte |
n.a.
|
Lydia Mastercard exchange rates | |
---|---|
Lydia Free
Lydia Premium
|
0% fees on payments in all currencies outside the eurozone.
0% fees on withdrawals in every currency outside the eurozone (2% fees beyond €500 withdrawn per rolling month). |
Cagnotte |
n.a.
|
Other fees | |
---|---|
Lydia Free
Lydia Premium
|
€20 admin fees for unpaid or rejected transfers.
€30 inactivity fees per year.
€99 fees for every Lydia Terms and Conditions violation or legal infringement. Other fees may be applied if you don't have a "reasonable" use of Lydia app. |
Cagnotte |
1.9% of the amount collected when withdrawing
|