Pricing & Limits
This new pricing and fair limits are applicable to every user since September 30, 2020.
Click here to read the previous version.
Pricing
| Lydia | Lydia Blue | ||
|---|---|---|---|
| Monthly Subscription |
€0
|
€4.90
|
|
| Lydia plastic card |
€5
|
Free (then 5€)
|
|
Other fees:
- Money collected through Cagnotte.me money pot service is charged 2.9%, regardless of user’s subscription;
- €30 per Lydia card chargeback event after the 10th incident within a year;
- €20 per unpaid or rejected bank transfer incident;
- €99 per infringement to our Terms and Conditions;
- €30 Inactivity Fee, within the limit of user’s account balances (read article 6 of the T&Cs);
- €99 per seizure incident ordered by a bailiff (within the limit of user’s account balances);
- 10% of the amount seized in the payment account (and €100 maximum) per administrative seizure;
- other fees may apply if you do not have a "reasonable" use (cf. article 14 of the T&Cs).
Limits
| Lydia | Lydia Blue | ||||||
|---|---|---|---|---|---|---|---|
| Number of transactions (1) /month |
|
||||||
| Number of ATM withdrawals /month |
|
||||||
| Amount withdrawable from the ATM /month |
|
||||||
| Sum cash-out /month (1) |
|
||||||
| Number of Lydia plastic cards |
1
|
1
|
|||||
| Number of Internet cards /month (2) |
|
||||||
| Number of devices with a Lydia digitized card |
1
|
1
|
|||||
| Top-up by card /month |
|
||||||
| Number of payment source changes after payment with a bank card /month |
|
||||||
(1) All outgoing payments, wires, top-up, money transfers, done with the Lydia app, the Lydia IBAN or Lydia cards.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
Fees are billed with a minimum of €0.10. ATM fees are billed with a minimum of €1.
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
Unverified users have additional or more restrictive limits:
- Maximum amount stored on a Lydia payment account within 30 days: €150;
- Maximum amount sent with a Lydia payment account within 30 days: €150.
Pricing
| Price | |
|---|---|
| Lydia |
€0
|
| Lydia Blue |
€4.90
|
| Lydia plastic card | |
|---|---|
| Lydia |
€5
|
| Lydia Blue |
Free (then €5)
|
Other fees:
- Money collected through Cagnotte.me money pot service is charged 2.9%, regardless of user’s subscription;
- €30 per Lydia card chargeback event after the 10th incident within a year;
- €20 per unpaid or rejected bank transfer incident;
- €99 per infringement to our Terms and Conditions;
- €30 Inactivity Fee, within the limit of user’s account balances (read article 6 of the T&Cs);
- €99 per seizure incident ordered by a bailiff (within the limit of user’s account balances);
- 10% of the amount seized in the payment account (and €100 maximum) per administrative seizure;
- other fees may apply if you do not have a "reasonable" use (cf. article 14 of the T&Cs).
Limits
| Number of transactions /month (1) | |
|---|---|
| Lydia |
20
|
| Lydia Blue |
Unlimited
|
| Billed 1% above | |
| Number of ATM withdrawals /month | |
|---|---|
| Lydia |
1
|
| Lydia Blue |
3
|
| Billed 1% above | |
| Amount withdrawable from the ATM /month | |
|---|---|
| Lydia |
€300
|
| Lydia Blue |
€500
|
| Billed 1% above | |
| Cash-out /month(1) | |
|---|---|
| Lydia |
€1 000
|
| Lydia Blue |
€5 000
|
| Billed 1% above | |
| Number of plastic Lydia cards | |
|---|---|
| Lydia |
1
|
| Lydia Blue |
2
|
| Number of Internet cards /month (2) | |
|---|---|
| Lydia |
3 created and 1 active
|
| Lydia Blue |
20 created and 5 active
|
| Billed €0,5 by Internet card creation above | |
| Number of devices with a Lydia digitized card | |
|---|---|
| Lydia |
1
|
| Lydia Blue |
1
|
| Top-up by card /month | |
|---|---|
| Lydia |
3 for a total of €200
|
| Lydia Blue |
3 for a total of €200
|
| Billed 1% above | |
| Number of payment source changes after payment with a bank card /month | |
|---|---|
| Lydia |
1
|
| Lydia Blue |
5
|
| Billed 1% above | |
(1) All outgoing payments, wires, top-up, money transfers, done with the Lydia app, the Lydia IBAN or Lydia cards.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.
Fees are billed with a minimum of €0.10. ATM fees are billed with a minimum of €1.
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.
Unverified users have additional or more restrictive limits:
- Maximum amount stored on a Lydia payment account within 30 days: €150;
- Maximum amount sent with a Lydia payment account within 30 days: €150.
