Pricing & Limits

Other fees:

• 2.9% commission, regardless of the user's subscription, on funds collected via the Cagnotte.me service;
• €30 per Lydia card chargeback event after the 10th incident within a year;
• €20 per unpaid or rejected bank transfer incident;
• €99 per infringement to our Terms and Conditions;
• €99 per seizure incident ordered by a bailiff (within the limit of user’s account balances);
• 10% of the amount seized in the payment account (and €100 maximum) per administrative seizure;
• €30 Inactivity Fee, within the limit of user’s account balances  (read article 6 of the T&Cs);
• other fees may apply if you do not have a "reasonable" use (cf. article 14 of the T&Cs).

(1) All outgoing payments, wires, top-up, money transfers, done with the Lydia app, the Lydia IBAN or Lydia cards.
(2) When the maximum number of active cards is reached only ephemeral cards can be created and will be charged €0.5.

Fees are billed with a minimum of €0.10. ATM fees are billed with a minimum of €1. 
A user can only be billed once when they exceed multiple limits on a single transaction.
If multiple limits are reached on a single transaction, the fees charged will be the highest of any potentially applicable fees.
Only what exceeds the limit is charged.

Unverified users have additional or more restrictive limits:

• Maximum amount stored on a Lydia payment account within 30 days: €150;
• Maximum amount sent with a Lydia payment account within 30 days: €150.