Lydia plans

Which Lydia version will you choose?

Standard
Green plus
Black plus

Standard

Simple and free current account

Free
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    Unlimited transactions & money pots with friends
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    Free Visa card & French IBAN

Lydia plus

An option for advanced features. Find out more

€4.90 /month
2 months for free by
paying annually
Try out Lydia+

Green plus

The ethical current account

€7.90 /month
2 months for free by paying
annually
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    Support for ethical and sustainable projects
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    Free green and customizable Visa card & French IBAN
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    Phone customer service
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    Lydia+ features included
Register on the waiting list

Black plus

The exclusive current account

€9.90 /month
2 months for free by paying
annually
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    Insurance (travel, online protection, etc.) and concierge service
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    Free black and customizable Visa card & French IBAN
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    Extensive payment limits
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    Phone customer service
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    Lydia+ features included
Try out Lydia Black+
  • Standard

  • Green plus

  • Black plus

Payment

Instant bank transfers
Available
Available
Available
Unlimited transactions with friends
Available
Available
Available
Free immediate debit Visa card
Available
Available
Available
Compatible with Apple Pay
Available
Available
Available
Payment limits
€3,000
€3,000
€25,000
ATM withdrawals up to €250 per month
Available
Available
Available
Free payments and withdrawals abroad
Available
Available
Available
Single-use virtual cards for secure online shopping
Available
Available
Available

Account

Free current account
Available
Available
Available
No usage or income conditions
Available
Available
Available
French IBAN
Available
Available
Available
Free shared accounts
Available
Available
Available
Free money pots
Available
Available
Available
Customized alerts to monitor your expenses
Available
Available
Available
Support for ethical and sustainable projects
Not available
Available
On demand
Travel insurance, means of payment, winter sports, etc.
Not available
Not available
Available
Scratch cards
Transactions up to €2
Available
Available

Customer service

In-app automated support 24/7
Available
Available
Available
In-app inbox
Available
Available
Available
Responsive teams, available via email or in-app
Available
Available
Available
Phone appointements upon request
Not available
Available
Available
Text message concierge service
Not available
Not available
Available

Security

Funds guaranteed up to €100,000
Available
Available
Available
Block a Lydia card right from the app
Available
Available
Available
Single-use virtual cards for secure online shopping
Available
Available
Available
Change of card PIN code
Available
Available
Available

Advanced Lydia+ features

Cashback
Lydia+

Lydia+

Available
Available
Budget management tools
Lydia+

Lydia+

Available
Available
Investment from €1
Lydia+

Lydia+

Available
Available
Gift cards and loyalty cards
Lydia+

Lydia+

Available
Available
Express loans and credits up to €3,000
Lydia+

Lydia+

Available
Available
Payment source change, even after paying
Lydia+

Lydia+

Available
Available
Add pictures to payments
Lydia+

Lydia+

Available
Available
Try out Lydia+
Haven't turned 25 yet?
Enjoy Lydia+ for only €2 per month
Let's go!
Register on the waiting list Try out Lydia Black+
Rates and limits of the Lydia application

Current rates and limits

Current rates and limits